/* Cheap Pet Insurance - Light Theme */
* { box-sizing: border-box; }
:root{
  --bg: #ffffff;
  --section: #f7fafc;
  --text: #111827;
  --muted: #6b7280;
  --accent: #1d4ed8;
  --accent-2: #10b981;
  --border: #e5e7eb;
  --card: #ffffff;
  --maxw: 1120px;
}
html, body { margin:0; padding:0; background:var(--bg); color:var(--text); font:16px/1.65 system-ui, -apple-system, Segoe UI, Roboto, Ubuntu, Cantarell, 'Helvetica Neue', Arial; }
a{ color:var(--accent); text-decoration:none; }
a:hover{ text-decoration:underline; }
.container{ max-width:var(--maxw); margin:0 auto; padding:0 18px; }
.header{ position:sticky; top:0; z-index:50; background:#ffffffd6; backdrop-filter: saturate(160%) blur(6px); border-bottom:1px solid var(--border); }
.nav{ display:flex; align-items:center; justify-content:space-between; gap:12px; padding:14px 0; }
.brand{ font-weight:800; font-size:20px; letter-spacing:.2px; }
.nav a{ margin:0 8px; color:#374151; }
.nav a.active{ color:#111827; font-weight:700; }
.hero{ display:grid; grid-template-columns:1.2fr 1fr; gap:28px; padding:40px 0 26px; align-items:center; }
@media (max-width: 920px){ .hero{ grid-template-columns:1fr; } }
h1{ font-size:40px; line-height:1.15; margin:0 0 8px; }
h2{ font-size:26px; margin:26px 0 10px; }
h3{ font-size:20px; margin:16px 0 10px; }
.lead{ font-size:18px; color:var(--muted); }
.kicker{ text-transform:uppercase; letter-spacing:.08em; color:#4b5563; font-weight:700; font-size:12px; }
.cta-row{ display:flex; flex-wrap:wrap; gap:12px; margin-top:14px; }
.button{ display:inline-block; padding:10px 16px; border-radius:10px; border:1px solid var(--border); background:#f3f4f6; color:#111827; font-weight:700; }
.button.primary{ background: linear-gradient(90deg, var(--accent), var(--accent-2)); color:#fff; }
.grid{ display:grid; gap:18px; grid-template-columns:repeat(3,1fr); }
@media (max-width: 920px){ .grid{ grid-template-columns:1fr; } }
.card{ background:var(--card); border:1px solid var(--border); border-radius:14px; padding:18px; }
.card h3{ margin-top:0; }
.section{ background:var(--section); border-top:1px solid var(--border); border-bottom:1px solid var(--border); padding:24px 0; margin:22px 0; }
.notice{ background:#ecfeff; border:1px solid #bae6fd; border-radius:10px; padding:12px 14px; color:#0c4a6e; }
.table-wrap{ overflow-x:auto; border:1px solid var(--border); border-radius:12px; background:#fff; }
table{ width:100%; border-collapse:collapse; min-width:760px; }
th,td{ padding:12px 14px; border-bottom:1px solid var(--border); text-align:left; }
th{ background:#f3f4f6; }
.badge{ display:inline-block; padding:2px 8px; border-radius:999px; font-size:12px; background:#e0f2fe; color:#075985; font-weight:700; }
.breadcrumb{ font-size:14px; color:#6b7280; margin:10px 0 14px; }
.breadcrumb a{ color:#6b7280; }
small{ color:#6b7280; }
.footer{ border-top:1px solid var(--border); margin-top:40px; }
.footer-inner{ display:grid; gap:18px; grid-template-columns:2fr 1fr 1fr 1fr; padding:22px 0; }
@media (max-width: 920px){ .footer-inner{ grid-template-columns:1fr 1fr; } }
input, select, textarea{ width:100%; padding:10px 12px; border:1px solid var(--border); border-radius:10px; background:#fff; color:#111827; }
label{ display:block; margin-top:10px; }
.form-row{ display:grid; gap:12px; grid-template-columns:1fr 1fr; }
@media (max-width: 920px){ .form-row{ grid-template-columns:1fr; } }
.list-check{ list-style:none; padding-left:0; }
.list-check li::before{ content:"✔"; color:#10b981; margin-right:8px; }
.alert{ background:#fff7ed; border:1px solid #fed7aa; color:#9a3412; padding:10px 12px; border-radius:10px; }
.meta{ color:#6b7280; font-size:14px; }