Current status
This static build does not place paid quote forms or sponsored carrier tables inside the pages. If paid links are added later, the page should identify them clearly near the relevant link or comparison table.
Editorial separation
Educational explanations should remain useful even when a page includes a paid link. Readers should compare multiple carriers and verify current policy documents before buying.
Reader responsibility
Prices, coverage terms, waiting periods, and exclusions can change. Confirm details directly with the carrier before submitting an application or payment.