Official Pet Insurance Sources

Insurance regulation

• NAIC pet insurance topic page
• NAIC state insurance department directory
• NAIC Pet Insurance Model Act

Consumer education

• NAPHIA Pet Insurance Buying Guide
• NAPHIA industry data

Carrier documents

For a provider-specific page, use the carrier’s current quote, sample policy, state disclosure, definitions, exclusions, and claims material. Marketing pages are useful starting points but should not replace the policy contract.

What to save

• Sample policy PDF or policy form number
• Quote date and pet profile
• State endorsement
• Waiting-period notice
• Written answer from the carrier when a term is unclear