Coverage priorities

Senior-cat comparisons should emphasize chronic kidney, thyroid, diabetes, dental, cancer, and recurring diagnostic coverage.

What to compare before buying

  • Check chronic illness.
  • Check specialist care.
  • Check prescription medication.
  • Check recurring lab work.
  • Check dental illness.
  • Check annual limits.

Keep every quote comparable

Use the same pet age, breed, ZIP code, deductible, reimbursement percentage, annual limit, and plan type. Then compare exclusions, waiting periods, and claim rules.

Records to save

  • Quote summary and date
  • Sample policy
  • Waiting-period disclosure
  • Veterinary history already on file
  • Written carrier clarification for any condition you are worried about