What this worksheet is for
Compare renewal terms with your current policy before changing coverage.
Keep the quote, sample policy, carrier email, or claim notice beside the worksheet so every answer can be tied to actual policy language.
Fields to complete
- New premium and effective date
- Any deductible or reimbursement change
- Annual-limit change
- Coverage or exclusion changes
- Current pet conditions that could become pre-existing elsewhere
- Claim history and ongoing treatment
- Whether benefits can be reduced or increased at renewal
- Current sample policy or renewal endorsement saved
Decision notes
| Question | Your note |
|---|---|
| What could make you choose a different plan? | |
| Which term still needs written clarification? | |
| Which document should you save before proceeding? |
Before you rely on the answer
Verify any unclear term in the current sample policy or with the carrier. If the issue involves a complaint or insurance regulation, use your state insurance department as the regulator starting point.