Plain-English meaning
The amount or structure used to determine what you pay before reimbursement begins under the policy.
Why the exact wording matters
The word alone is incomplete: the deductible may be annual, per condition, or otherwise structured. Confirm when it resets and which eligible expenses count toward it.
Where to verify it
- Definitions section
- Coverage or insuring agreement
- Exclusions
- Benefit or limit schedule
- Claims section
- State endorsement when applicable
Write this down when comparing policies
| Field | Policy A | Policy B |
|---|---|---|
| Deductible | ||
| Where defined | ||
| What changes a claim | ||
| Question for the carrier |