Plain-English meaning
A deductible applied separately to a covered condition rather than once across all eligible claims in the policy year.
Why the exact wording matters
This can behave very differently from an annual deductible when a pet has several unrelated conditions or one recurring condition.
Where to verify it
- Definitions section
- Coverage or insuring agreement
- Exclusions
- Benefit or limit schedule
- Claims section
- State endorsement when applicable
Write this down when comparing policies
| Field | Policy A | Policy B |
|---|---|---|
| Per-Condition Deductible | ||
| Where defined | ||
| What changes a claim | ||
| Question for the carrier |