What the official site currently emphasizes
Figo currently emphasizes customizable core plans plus optional coverage add-ons, mobile claims tools, and access to sample policy and state disclosure documents.
Verified against the provider’s public website on August 11, 2026. Provider terms and state availability can change, so the current sample policy and quote control.
What to verify in your quote
- Which core plan and optional add-ons are included in the quote?
- Is veterinary exam-fee or wellness coverage part of the base plan or an add-on?
- Which state sample policy governs your quote?
- How do reimbursement, deductible, annual limit, and waiting periods differ across choices?
Make the price comparison fair
| Keep constant | Why it matters |
|---|---|
| Pet species, breed, age and ZIP | These inputs can materially change premium. |
| Deductible | A lower premium may simply shift more cost to you. |
| Reimbursement percentage | Compare the same percentage where possible. |
| Annual limit | Unlimited and capped plans are not equivalent. |
| Plan type and add-ons | Wellness or optional benefits can distort a premium-only comparison. |
Policy documents to save
- Quote summary with date
- Current sample policy for your state
- Definitions and exclusions
- Waiting-period disclosure
- Any written carrier answer that changes your decision
Official provider source
Visit the Figo Pet Insurance official website and locate the current sample policy or state disclosure before buying.