What the official site currently emphasizes
Nationwide currently offers pet insurance for dogs and cats and also highlights coverage availability for birds and exotic pets, with plan details varying by state.
Verified against the provider’s public website on August 11, 2026. Provider terms and state availability can change, so the current sample policy and quote control.
What to verify in your quote
- Which plan is actually offered for your species and state?
- Does reimbursement use a percentage of eligible vet bills or another benefit structure?
- What wellness, illness, emergency, or optional benefits are included?
- Which state-specific policy document should you read before comparing price?
Make the price comparison fair
| Keep constant | Why it matters |
|---|---|
| Pet species, breed, age and ZIP | These inputs can materially change premium. |
| Deductible | A lower premium may simply shift more cost to you. |
| Reimbursement percentage | Compare the same percentage where possible. |
| Annual limit | Unlimited and capped plans are not equivalent. |
| Plan type and add-ons | Wellness or optional benefits can distort a premium-only comparison. |
Policy documents to save
- Quote summary with date
- Current sample policy for your state
- Definitions and exclusions
- Waiting-period disclosure
- Any written carrier answer that changes your decision
Official provider source
Visit the Nationwide Pet Insurance official website and locate the current sample policy or state disclosure before buying.